Tennessee Title Insurance Producer's Bond The Title Insurance Producer's Surety Bond is required by the state of Tennessee Commissioner of the Department of Commerce and Insurance. This Bond indicates the principal has applied for a license to do business in the state of Tennessee as a Title Insurance Agent. Therefore the principal must account for all money transactions including but not limited to those who are entitled to that money. The principal must adhere to all laws governing insurance including Tennessee Code Title 56, Chapter 35. This Bond also ensures the principal will comply with local and state laws.